My New Blog

FHA is now a real program for everyone to start purchasing or even refinancing a home in California. With the possibility of the sellers paying up to 6% of closing costs, you can now buy a home with no money down. That is right, 0 % required to purchase a home up to $729,000 in loan amount depending on which county you are interested in purchasing. In fact rates are about a 1-1.25% lower than conventional conforming loans! Wow! So if you are a buyer, realtor, seller or investor looking to close deals, now is the time to get your loan with RPM and myself. Also, reserves are not a factor, lower fico scores are ok, even energy efficient upgrades can be added on top of your loan up to $8000 in this type of credit. The United States Government actually insures these types of loans for condominiums as well.

Don't wait, because these loans may only be available till the end of this year! It takes less than a day to get prequalified thru my direct loan application, if you have a social security number, and it doesn't matter if you are a citizen, then you have a shot of becoming a home owner. Listen to this, special programs for fireman, nurses and other civilian jobs can buy a home for about 50% less than the normal asking prices, you can't beat that with any program out there. So, stop reading and watching about the mortgage meltdown and start getting equity and long term savings by becoming a proud owner of your own home. If it wasn't for starting out 25 years ago in real estate, I would not be able to put my kids to College and enjoy some of the finer things in life.

Will await your email and phone call soon, don't wait and keep paying your landlord when you can take advantage of tax savings & deducting your monthly mortgage interest from your Federal and State  tax returns.

Take care

Bob Gerson